| Month/Year | Cost of Fund | Base Rate | Interest Spread Rate |
| Bhadra 2080 | 10.81% | 14.11% | 4.18% |
| Shrawan 2080 | 11.06% | 13.81% | 3.93% |
| Average Q4 2079/80 | 11.01% | 14.18% | 3.99% |
| Ashad 2080 | 10.28% | 13.86% | 4.71% |
| Jestha 2080 | 11.31% | 14.34% | 3.70% |
| Baisakh 2080 | 11.44% | 14.35% | 3.56% |
| Average Q3 2079/80 | 11.16% | 14.23% | 3.83% |
| Chaitra 2079 | 10.44% | 13.80% | 4.55% |
| Falgun 2079 | 11.69% | 14.69% | 3.31% |
| Magh 2079 | 11.35% | 14.21% | 3.64% |