| Month/Year | Cost of Fund | Base Rate | Interest Spread Rate |
| Average Q4 2080/81 | 9.81% | 12.73% | 5.17% |
| Ashad 2081 | 9.67% | 12.61% | 5.31% |
| Jestha 2081 | 9.72% | 12.61% | 5.26% |
| Baisakh 2081 | 10.03% | 12.97% | 494% |
| Average Q3 2080/81 | 10.17% | 12.98% | 4.83% |
| Chaitra 2080 | 9.87% | 12.41% | 5.13% |
| Falgun 2080 | 10.16% | 13.20% | 4.83% |
| Magh 2080 | 10.48% | 13.33% | 4.52% |
| Average Q2 2080/81 | 10.50% | 13.91% | 4.50% |
| Poush 2080 | 10.04% | 13.06% | 4.96% |
| Mangsir 2080 | 10.64% | 13.37% | 4.35% |
| Kartik 2080 | 10.82% | 15.29% | 4.18% |
| Average Q1 2080/81 | 10.89% | 13.83% | 4.10% |
| Ashwin 2080 | 10.80% | 13.58% | 4.19% |
| Bhadra 2080 | 10.81% | 14.11% | 4.18% |
| Shrawan 2080 | 11.06% | 13.81% | 3.93% |
| Average Q4 2079/80 | 11.01% | 14.18% | 3.99% |
| Ashad 2080 | 10.28% | 13.86% | 4.71% |
| Jestha 2080 | 11.31% | 14.34% | 3.70% |
| Baisakh 2080 | 11.44% | 14.35% | 3.56% |
| Average Q3 2079/80 | 11.16% | 14.23% | 3.83% |
| Chaitra 2079 | 10.44% | 13.80% | 4.55% |
| Falgun 2079 | 11.69% | 14.69% | 3.31% |
| Magh 2079 | 11.35% | 14.21% | 3.64% |