Loan Products
Annual Interest Rate in FY 2081-82
S.N. |
Loan Group |
Loan Type |
Interest Rate |
1. |
Business Loan
(1) Kisan Loan
(2) Other Business Loan |
General Loan |
15% |
Seasonal Loan |
15% |
||
Special Loan |
15% |
||
Micro Enterprise Loan |
15% |
||
Collateral Loan |
14.5% |
||
SCG Group Member Loan |
15% |
||
Personal Collateral Loan |
14.5% |
||
2. |
Home Loan |
(A) Housing Loan |
15% |
(B) Sanitation Loan |
15% |
||
3. |
Emergency Loan |
Emergency Loan |
14.5% |
4. |
Employment Loan |
Employment Loan |
15% |
5. |
Alternative Energy Loan |
Alternative Energy Loan |
15% |
*Note: Penalty interest rate will be charged @2% on overdue loan principle amount for the loans issued from 2081 Kartik 1.
(२०८१ कार्तिक १ देखि लगानी भएको कर्जामा हर्जाना ब्याज दर २% का दरले भाखा नाघेको कर्जा सावामा लागु हुनेछ ।)