Loan Products

 

Annual Interest Rate in FY 2081-82

 

S.N.

Loan Group

Loan Type

Interest Rate

1.

Business Loan

 

(1)    Kisan Loan

 

(2)   Other Business Loan

General Loan

15%

Seasonal Loan

15%

Special Loan

15%

Micro Enterprise Loan

15%

Collateral Loan

14.5%

SCG Group Member Loan

15%

Personal Collateral Loan

14.5%

2.

Home Loan

    (A)  Housing Loan

15%

    (B)  Sanitation Loan

15%

3.

 Emergency Loan

Emergency Loan

14.5%

4.

 Employment Loan

Employment Loan

15%

5.

Alternative Energy Loan

Alternative Energy Loan

15%

 *Note: Penalty interest rate will be charged @2% on overdue loan principle amount for the loans issued from 2081 Kartik 1.

(२०८१ कार्तिक १ देखि लगानी भएको कर्जामा हर्जाना ब्याज दर २% का दरले भाखा नाघेको कर्जा सावामा लागु हुनेछ ।)